Buying a Home Made Simple
We guide you through every step of the home buying process. From pre-approval with Novus Home Mortgage to closing day, we handle the details so you focus on finding your perfect home.
Six Steps to Your New Home
Know your budget. Complete online pre-approval with Novus Home Mortgage in minutes. You'll receive a pre-approval letter to show sellers you're serious.
Search homes in Florida, Massachusetts, Connecticut, and Rhode Island. We'll guide you through neighborhoods, schools, and market trends in your target area.
We'll help you structure a competitive offer. Our market expertise ensures your bid reflects current conditions and protects your interests.
Your home gets inspected for hidden issues. We coordinate with the lender and inspector to protect your investment.
Novus Home Mortgage locks your rate and finalizes terms. Our loan officers answer questions and guide you through closing documents.
Sign final documents and receive your keys. We'll be there at closing to ensure everything runs smooth and on schedule.
Federally Licensed Lending Partner
Novus Home Mortgage is federally licensed via NMLS and offers loan programs in all 50 states. Start your pre-approval process online today.
Complete your application in minutes. Get approved and receive your pre-approval letter instantly.
Start Pre-ApprovalConventional, FHA, VA, USDA, jumbo loans, and investment options. We find the right fit for your situation.
View ProgramsHave questions? Call our team. We answer questions about rates, terms, and your options.
Call 386-690-5858Available Through Novus Home Mortgage
Lower down payment requirements. FHA loans support first-time buyers with flexible credit and income standards. Novus handles all details and paperwork.
If you served in the military, VA loans offer zero down payment options. Novus Home Mortgage specializes in VA loans with dedicated support.
Buy in rural areas with zero down payment. USDA loans open homeownership to buyers in qualifying counties across our service areas.
DPA programs help reduce your upfront costs. Novus works with state and local programs to maximize your available assistance.
Buy Across Our Service Areas
New Smyrna Beach, Daytona, Port Orange, Edgewater, Ormond, and Orlando area. Browse communities and market data.
Browse FL HomesBoston area, suburbs, and Central Massachusetts markets. Find your perfect New England home.
Browse MA HomesHartford, Fairfield, and Litchfield counties. Explore Connecticut's charming communities.
Browse CT HomesProvidence, coastal areas, and rural communities. Discover Rhode Island living.
Browse RI HomesKnowledge to Support Your Decision
Understand current rates, fixed vs. adjustable mortgages, and loan terms. Novus gives you the information to choose the best option.
Know what to expect at closing. We break down title, inspection, appraisal, and lender fees upfront so there are no surprises.
What to look for during your walk-through. We'll guide you on common issues and negotiation points.
Schools, commute times, local amenities, and market trends. We help you find the right community for your family.
Contingencies, earnest money, and negotiation strategy. Our team ensures your offer stands out and protects you.
Homeowner's insurance requirements and final walk-through. We coordinate all details before closing.
Let's connect you with the right home and the right financing. Get pre-approved today and start searching with confidence.